Personal

PayAlt takes online shopping to a new level by letting you spend crypto on any website with a one-time use virtual debit card. Purchase in the most secure way possible.

Spend Instantly

Finalize as many transactions as you want with cryptocurrency… instantly!

Single-Use VISA Prepaid Card

Load a one-time use VISA card with crypto and use anytime

Instant Rate Conversions

Let PayAlt convert through the POS system so you don’t have to

Multiple Cryptocurrencies

Shop using Bitcoin, Bitcoin Cash, Ethereum, or Litecoin

Payalt for personal use

You can now spend your crypto, everywhere. At checkout on any website, PayAlt converts your cryptocurrency to a virtual debit card instantly, allowing you to pay with crypto on any website. Simply click PAY and spend away:

Directly shop with cryptocurrency at over 40,000,000 merchants online, wherever VISA, MasterCard or IBANN is accepted
Use Bitcoin, Bitcoin Cash, Ethereum and Litecoin to shop and pay bills
Make as many payments as your like – no limits or restrictions
Get the best conversion rates possible with real-time conversions at time of your transaction.

Start Spending crypto now!

Get Started Now. Whether you want to make online shopping convenient for yourself or your clients, PayAlt is the ideal crypto software solution.

No download required. Get started NOW

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frequently asked questions

About Payalt

What is PayAlt?

PayAlt is prepaid debit card program that allows virtual currency to be used for real-time payments at over 44,000,000 merchants or to withdraw cash from over 3,000,000 ATMs. Even more unique, PayAlt’s technology allows your customers to fund their prepaid cards from virtually any source including virtual currencies such as gaming tokens and cryptocurrency.

What is the benefit of PayAlt’s program?

When your business partners with PayAlt, you receive a turnkey, fully managed, prepaid debit card program for your customers at a fraction of the normal cost. But more importantly, PayAlt’s patent pending technology allows virtual currencies to be used to fund your customers’ prepaid debit cards.

Our business just pays our customers using PayPal or Ach. How will this program help us?

Two ways: (1) Our cards are cheaper than ACH and PayPal fees; and (2) prepaid card programs are also a source of revenue for your business as you receive money every time your customer makes a purchase with their card.

Is PayAlt a program manager?

No, PayAlt is a program that partners with businesses to provide your customers prepaid debit cards at a discounted cost. PayAlt’s technology allows your customers to fund their prepaid cards from virtually any source including virtual currencies such as gaming tokens and cryptocurrency.

Online Shopping

Who manages the card program?

PayAlt manages the entire card program including (but not limited to) card issuance, card loading, KYC/AML compliance and reporting, cardholder customer service, fraud investigation, card replacement and more.

What does your business have to do to manage the card program?

Your company only has to market the program to your customers and review the monthly Revenue and Fees Report we provide you.

What information comes in the monthly reports?

Monthly Revenue and Fees Reports include number of transactions, amount of total transactions, money earned from interchange fee rebates and amount deposited (if you setup a Prefunding Account). You can also request a list of the transactions individually listed however any identifying customer information is removed.

How long does it take to setup the program?

It takes 6-8 weeks for your program to launch.

Who manages the card program?

Do you offer a branded (white label) card program?

We can offer a co-branded card program at additional cost. Talk to a program specialist for more information.

What if a customer has questions about the program?

o We provide a 24/7 customer support for customer questions, complaints, chargebacks and more.

Can customers instantly convert crypto at the time of purchase in order to make real-time transactions or do customers need to preload cards and wait for funds to clear?

We have both options. Your customers can instantly convert virtual currencies to cash and instantly load a prepaid debit card when your business opens a “Prefunding Account”. If you choose not to open a “Prefunding Account”, your customers must preload cards and wait for funds to be converted and received before their card is loaded.

What is a “Prefunding Account”?

Prepaid debit cards cannot be loaded until funds are received. This means customers must wait a few hours for their cards to load. If you want your customers to have instant conversion and load cards instantly, you can setup a “Prefunding Account”. The Prefunding Account is used to fund your customers’ transactions in real-time so there is no waiting for their crypto to be converted and funds transferred. Once your customer’s crypto has been converted to fiat, it will be deposited into your “Prefunding Account”.

What is the eWallet Shopping app?

This is PayAlt’s virtual currency shopping app. It allows your customers to directly shop online using their Exchange’s account, no debit card necessary. At checkout, the app pulls the necessary crypto from their account, converts it to USD, loads your customer’s prepaid debit card and enters the card info into the website for payment; all within seconds. See eWallet Shopping app in action.

Does PayAlt require multi-year contracts?

No, our service is month-to-month. Cancel at any time.

Why are there setup fees?

PayAlt has to setup your entire program including dash boards, customer interface, API integration, regulatory compliance and more.

What is the total monthly cost to manage the program and process transactions?

PayAlt charges a flat fee. See our pricing page for more information.

What information do we collect from customers?

Because Federal law requires financial institutions or entities sponsored by them, to obtain, verify and record information of each person that opens an account, we ask for your customer’s name, address, date of birth and other information that will allow your customer to be identified. We may also ask to see your driver’s license or other identifying documents as needed.

Shopper policies

Where can the debit card be used?

You can use your card wherever MasterCard Debit is accepted. Register your card online to make online, phone or mail-order purchases or use the eWallet Shopping app for online shopping. Online Registration will ensure the security of your funds. Please visit the url on the back of your card for additional protection and benefits such as: Mobile Alerts, 24/7 Transaction Monitoring, Fraud Protection.

How do I set my PIN?

You can call the number on the back of your card to reset your PIN at any time. Your Temporary PIN is provided at time of issuance. Your PIN is the access code for all pinned point-of-sale purchases.

Do I use my card as a debit or credit?

You can use your new card as either credit or debit for your transactions. Credit uses your signature on the receipt, while debit uses your Personal Identification Number (PIN) to verify the transaction. Running your card as Credit will give you coverage under MasterCard’s zero liability policy.

Do I use my card as a debit or credit?

Business / licensing

Does PayAlt provide card programs to other virtual currency business?

Yes, we have worked directly with virtual currencies as well as gaming platforms.

Can PayAlt be used as reward cards to our customers?

Yes, PayAlt has a variety of programs that may fit your need. Reach out to a program specialist for more information.

TESTIMONIALS

Wellington Robertson

Compellingly administrate client-centered e-services with client-centric benefits.Objectively coordinate maintainable interfaces without team driven total linkage. Enthusiastically fashion sustainable users and future-proof web services. Globally optimize interdependent best practices for pandemic e-services. Energistically maximize adaptive internal or.

Wellington Robertson

Payalt in action

PayAlt is a user-friendly crypto software solution for businesses and consumers alike. Give clients a way to pay their bills using virtual currency or shop your favorite merchants online or in-person by making real-time, instant purchases.

Scale your business with ease and stay ahead of the cryptocurrency trends
Avoid high fees, chargebacks, and purchase fraud
Sync with Coinbase, PayAlt’s trusted platform for buying, selling, and storing cryptocurrency
Customize the PayyAlt bill pay software to work with an exchange, wallet, or currency